Lehigh Valley Real Estate - Tips 4 Homeowners, Buyers & Agents

Lehigh Valley Real Estate & Homes - Top 5 Lehigh Valley Seller Questions when selling a home in the Lehigh Valley PA Area.  Lehigh Valley Real Estate selling techniques and suggestions including Allentown, Bethlehem, and Easton.

When thinking about selling a home it can be a very stressful and overwhelming time for you.  If you get 3 Different Real Estate Agents to give you a CMA (current market anylasis) Bascially, Tell you what you can list and sell your home for...you may get varied answers, but each one should be within the same range...unless they are just tell you what you want to hear.  But, hopefully with the following information it will give you a bit more knowledge about selling your home in the Lehigh Valley and a few of the Top Questions most Seller's have in today's market.

1) What is my Home worth?

The only way to find out what your home is worth is to have a local real estate agent come out to your home to conduct a walk through and then return to the office and research the Lehigh Valley MLS for properties that have SOLD in your community recently (3 to 6 months) max if possible and by comparing features, updates/upgrades, lot size, bedrooms and Baths (within a 1 plus or minus) and sq feet (within 300 sq ft plus or minus) and see how they compare to yours. This is the way a Mortgage Appriaser for the Buyer's Mortgage Company will establish value to your property and the Buyer's Agent will establish market value for the buyer when they are making an offer. See about Blog about establishing market value by using Online Consumer Resources like Zillow & Trulia.

2) What if I owe more on my home than it is worth right now AND you want to SELL?

If you are a seller who NEEDS to sell your home due to a financial hardship which is or will cause you to fall behind on your mortgage at sometime in the near future you can wither sell your property and bring the difference between what your home sells for and what your loan amount/Closing costs area OR you can work with a local Real Estate Agent who is educated in the Short Sale Process and conduct a Short Sale on your property.

3) Is Today a Bad time to sell?

For those sellers who have owned their home prior to 2004 the average appreciation in the Lehigh Valley Typically has been between 3 to 5% annual.  Most capping about 4% So, if you look at what you purchased of your and added 4% appreciation every year...the final number should be right around what your home should be worth if you have maintained your home and added average updates.

Those who have purchased and/or Refinanced their homes between 2004 and 2007 may find it difficult to sell their home in 2009 through 2012.  The reason is because the value's of homes during 2004 and 2007 where inflated and frankly properties where appraised for values they should have never been valued at.  Values where increasing 20 to $30,000.00 just over a few months.

So, the issues with the Housing Market are all steaming around the time period of 2004 to 2007 and if you where not involved with the purchase or refinance during this time period, this should be a good time to sell.

4) What should I do to get my home ready to sell?

This is something that can not be answered as everyone's situation is different.  It will depend on what your home is worth in it's current condition compared to other properties sold and currently on the market.  It depends on what the numbers are.  The important point you should know is a home can be sold outdated and needing TLC but it just needs to be priced correctly in the market place.  The key is - You should be watching the market daily like you are a buyer looking for homes just like yours, in your School District, price range, sq foot and bed/baths...think like a buyer and have a search setup like a buyer...if the buyer is seeing other homes like yours that are showing nicer for a lower price...then your home that is currently listed on the market.  All you are doing is helping sell the other homes.  You NEED to compete with the other homes on the market as you are in a compeition to make your home be the best overall value fixed up or not.  There are many people in today's market that need a home that is larger but NOT updated/upgraded with all the highend stuff...because they can better afford purchasing the home without the $20,000.00 in updates and then do the updates slowly as they have the money.  You see? So you just need to price it fairly and they will come. Price it over market value and you will get no showings and the home will just sit on the market wasting time while all the other homes get sold.

5) Shouldn't we Add 20 or $30,000.00 to the current market value price when we list it so we have room to negotiate with the Buyer?

ABSOLUTELY NOT! I know this seems like a common sense approach to selling a home and this may have worked many years ago before buyers where being represented by Buyer Agents and before 1999 when there was no such thing as the Lehigh Valley MLS.  But, now. This is HANDS DOWN the worst thing you can do when selling your home.  Let me give you a few reasons why.

Reason #1: The current market value of your home is proven by other homes that sold recently (3 to 6 months) so, The buyer's setup their search with a Professional Buyer's Agent Guiding them.. for the price range of homes current market value and what they can afford for homes like these.  Let's say you are selling an semi updated Cape Cod in South Whitehall/Parkland Schools.  Homes like these are worth currently 179,000.00 needing just a bit of work to $200,000.00 all updated...Your home is worth max 190,000.00 because the homes at $200,000.00 have double the size lot, Central Air, Finished Basements and 2 car Garages. You list your home at 210,000.00. Well, The problem now is the Buyers price range for homes is caped at 200,000 or under because that is the current market value for a home like yours.  But, BECAUSE you have OVER priced your home...your home is not even coming up in their search results.

Reason #2: Because you have decided to over price your home so you can "negotiate" with the buyer who never even views your home because it is not within their price range...or even the price range of other homes like this..you will not even get an offer on your home from this buyer because they will not be looking in that price range.  The price range you have selected to put your home in is for homes that are bigger and better and your home will now be helping the other homes sell faster.  Remember, when buyer's search for homes to view they conduct searches by area, schools, bed/baths and sq feet - sometimes lot sizes.  You need to be right in the middle of the search conducted for the type of home you have OR you will never come up in the MLS and thus your home will never be seen and never sold. Think of it like a beauty compeition....weather it be an upscale or average compeition...everything needs to be equal or better and on the same playing field to compare and sell againts other "like" properties.

Reason #3: The longer your home is on the market - The Buyer's think...what is wrong with that home? Why didn't it sell? Now, if they are working with a Buyer's Agent...the Agent will explain typically, the reason why homes do not sell is because it was not listed at current market value when they are initial listed on the market..they are over priced.  Eventually, when the seller realizes this...after being with 2 or 3 Agents...they end up at the price that the 1st Agent told them to list at which is current market value for the property! If you look at all the homes that are listed at current market value and SOLD..you will notice the days on market are all 27 to 45 days..this means they actually sold within a week or two.  Because, they where in the right search for the buyers and the buyers evaluated all the homes in this price range for this type of home and it sold BECAUSE IT WAS PRICED RIGHT.

Reason #4: Save Time, Money and Frustration by just listing your home at current market value.  Yeah, it takes time & money to clean for showings, it is frustrating to have a showing request when you are not feeling well....selling is not easy...but, you are not doing yourself any favors listing your home wrong...yeah...you can find a Real Estate Agent that will tell you what you want to hear and then just sit and do all the work for nothing...when you will end up selling for current market value anyway...or even worse...less than current market value because you are just sick and tired of showing your home or you have already found your next dream home and you do not want to loose it.  JUST Do everyone a favor and DO IT RIGHT THE FIRST TIME.

Reason #5: True Professional FULL TIME Real Estate Agents will not agree to listing your home over current market value without getting a pre-signed agreement within 2 weeks of listing your property reducing the property to current market value upon no showings and no offers.  Remember, You hire a Real Estate Agent to sell your property for Fair Market value nothing more and nothing less...then in order to accomplish this goal we must do what needs to be done right the first time.

Other Lehigh Valley Real Estate and Home Buying and Selling Questions
10 Top Home Buyer Questions
4 Things to know about the Home Inspection
What is a Buyer Agent?
Buying a Lehigh Valley Foreclosure, 10 things to know

*Lehigh Valley Real Estate & Homes - Top 5 Lehigh Valley Seller Questions * Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License

Lehigh Valley Foreclosure  & Real Estate Avoid Foreclosure Scams in PA: What you need to know about Avoiding Foreclosure in the Lehigh Valley - You should not PAY A DIME for getting help to Avoid Foreclosure in the LV

Okay, Here is a Brief List of the things you should look out for when you are trying to get more information about Avoiding Foreclosure. If you would like more details about the information below..just go to my website. www.AvoidForeclosureScams.com

1) If you are hiring a Real Estate Agent to conduct the Short Sale or Pre-Foreclosure on your home and You ask them what is the process for getting a short sale approved with the bank and their answer is "Well, It depends on the Bank every bank does it different" This is proof that the agent you are talking to has not been education about how to handle the short sale process.

2) You DO NOT need to be behind on your Mortgage to conduct a short sale or Pre-Foreclosure on your property.

3) You DO NOT need to pay ANYONE to conduct a Loan Modification, you can get help from CACLV a local non profit organization in the Lehigh Valley. You can also do it yourself by contacting your Mortgage Co...be we know the stress involved in that.

4) If you get a letter in the mail regarding helping you Avoid Foreclosure... Do not listen to anyone that Garantee's helping you avoid foreclosure...because there is no garrantee!  That is a A BUNCH OF BS. We can try our best to help you but there are so many factors that determine if anyone can help or not...that it is impossible to garrantee anything.

5) DO NOT PAY ANY FEE'S!!!!!!!!!!!!!!!!!! Help is here for FREE!

6) Beware, if you are working with a Real Estate Agent who is working with an investor...and NOT charging you a fee! Because this means the investor is making money in a different way...they do not work for free.  So, if you do not know what is going on and how they are making money...there is a problem and it may include fraud. See, FBI site on the 2008 Mortgage Fraud "Year in Review".

7) You can get links and FREE help from www.AvoidForeclosureScams.com - If you are a Lehigh Valley Resident and need help, all I ask is you give me the first opportunity to help you and then tell others what you think about my website and techniques in helping homeowners in the Lehigh Valley, Referrals are my lifeline.

8) Okay...so this is just a FEW pointers...but don't take it from me take it from the President of the United States, & the FBI!

Here Watch President Obama for under 7mins about The Making Home Affordable Program.

Other Helpful Blogs covering this subject
Foreclosure Alternatives
Homeowners guide to Selling by Pre-Foreclosure/Short Sale
9 Reasons to Avoid a Lehigh Valley Foreclosure

* Lehigh Valley Foreclosure & Real Estate Avoid Foreclosure Scams in PA* Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License

Lehigh Valley Foreclosure - A Homeowners guide to selling your home Pre-Foreclosure / short sale in the Lehigh Valley, What's is the process and Basics to selling your home to Avoid a Foreclosure on your credit.

The Pre Foreclosure/Short Sale Process can be very confusing, disorganized, not to mention complicated if not impossible to do for someone who has NOT been Trained properly to handle the Details of this important process.

We would like to keep things simple .... and Give you The Basics about How we Handle our Short Sale Process for Lehigh Valley Homeowners.

Our approach to the Short Sale Process is working as a TEAM.
The Short Sale process is almost impossible to be completed efficiently by one Real Estate Agent (in our opinion) Brian Segel handles the Typical Listing and Marketing of your Property and Moriah Martin handles all of the Paperwork, communication, and negotiation with the Bank (s).

1) First Contact with a Homeowner is by Phone. We will ask various questions that will confirm if the Homeowner qualifies for a short sale and if we can help them.

2) If the Homeowner qualifies for a Short Sale,The next step is to schedule a meeting at our office. The homeowner will be requested to bring with them various documents pertaining to their Mortgage & Income. We will provide the homeowner with this information by postal mail or email with the Appointment Confirmation Letter.

3) During the Office Apppointment we will review with you The Short Sale and Foreclosure process, this way you know what to expect and when to expect it. The meeting is for preparing all the documentation we will need to handle the Short Sale process for you. The Listing Agreement will also be signed at this meeting.

4) Within 5 days, we will vist your home to gather all the information needed to prepare the Cost of Repairs Report if needed and Prepare your Home to be listed on the Lehigh Valley MLS. Photos will be taken at this time, a For Sale sign and Lockbox will be installed.

5) Your Home will be listed on the Lehigh Valley MLS within 48 hours.


How the Short Sale Process is handled with YOU and your Mortgage Co. (Just the Basic's)

1) Your Home MUST be listed at or just under current market value - The list price of your property needs to be as close to current market value as possible.  Remember, when we value your home we will compare recent sold and settled properties in your same community and then after preparing a Cost of Repair Report including photo's (if needed) this will be subtracted from the current market value if the homes that have recently sold...where ready to move in and required no repairs.  The listing price is really important as it needs to be exactly where the comps prove it should be.

2) Your Mortgage Company really does not care what anyone wants to sell/purchase the property for, that includes the Real Estate Agents, The seller, and The buyer.  The Mortgage Company needs to get proof of the current market value of the property as everyone knows that the current market value is LESS than what is owned on the property...or a the very least including closing costs and all other sales fee's and costs that the bank will be taking less than agreed for the Loan.  So, LET'S be blunt.  If the property is listed too low then the bank will counter that offer and if it is too high...then the home will not appraise.  So, The key is to list it where it needs to be AND generate multiple offers.  A Multiple offer situation only occurs when a property is list just at or under the current market price.

3) If there are no showings - The List Price needs to be reduced every 2 weeks at the least!  Most Mortgage Companies require that we have a complete short sale package to submit to them and this includes a REAL offer signed by the buyer.  So, even if the offer is a low ball offer...it is an offer signed by a REAL buyer and we are moving the wheels toward approval. We do not submit Fake or unsigned Buyer Offers (Mortgage Companies are not stupid)

4) The Seller Can not make any profit from the sale of the property and they are not required to conduct regular maintenace on the property...because if they had the money to make repairs..they would have the money to make their mortgage payment and homeowner may live in the property during the entire short sale process which is on average 90 days. (if you are working with us)

5) The seller Does not need to be BEHIND on Mortgage Payments to conduct a short sale or Pre-Foreclosure sale on their home in the Lehigh Valley.  Most Financial Hardships can be seen into the future.....Most homeowners use savings and 401K and credit cards to try and keep up with their bills before they just can not make ends meet any longer and the Mortgage Payment then starts falling behind. 

6) The Seller no longer has any contact with the Mortgage company - They will no longer receive phone calls all times of the day.  Moriah handles ALL communication and negotiations with the Bank.

7) We have an online Service Check up site available 24/7 for you to log in with your secure and confidential user name & password to see exactly what we are doing to process your short sale.  We make a committment to update this site NO LATER than every Friday at 5pm. Weekly progress is a must!

8) We will never tell you that it is a "waiting game" - We proactively work toward progress every week as we have a 90 day closing system and if we follow the system and the Mortgage company does not follow our system...we find the people that will help us follow the system and get the answers.  Weekly followup is the key...as changes are made quickly in the Short Sale department with Most Mortgage Companies.

Again this is just the basics and not everything involved with process a Pre-Foreclosure / Short Sale but at least it gives you a bit more information than you might have had before.

We are here to answer all your questions and tell you if this is the best option for you...OUR 1st Priority is to help you stay in your home.

Of course a Video for you too...Who can help me with a Short Sale?

Other Helpful Blogs covering this subject

Foreclosure Alternatives
9 Reasons to Avoid Foreclosure
Lehigh Valley Foreclosure Scams to Avoid

* Lehigh Valley Foreclosure A Homeowners Guide to Avoiding Foreclosure by Pre-Foreclosure/Short Sale* Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License

Lehigh Valley Foreclosure & Real Estate 9 Reasons to Avoid Foreclosure in the Lehigh Valley area. Are you facing a foreclosure on your Lehigh Valley Home? Have you heard of a Pre-Foreclosure Sale / Short Sale?

Are you facing facts that you may not have any other choice than to foreclose on your home? Have you been through all your options and there is just no way you will be able to afford to stay in  your home? Well, if that is the case...there still is an option left to TRY.  We say try because NO ONE can guarantee success but, we can tell you that trained to help distressed Lehigh Valley Homeowners with a Financial Hardship, Have you heard of a Pre-Foreclosure Sale/Short Sale?

First, Let me just tell you that it's not your Fault!!! I know what it feels like...I have been through the devistation and stress this causes a family...because I have been through this with my family and I know what you need and how you need to be handled as I felt the pain first
hand.  I will never forget how this felt to my family and we do not need to add to your future all the negative that a foreclosure can have on your future....Let's setup your future to be better.

Why you should Highly Consider Avoiding Foreclosure


You may have heard a few things about a pre-foreclosure sale or short sale...but, maybe you were unable to get details about why it is a better direction to try before letting your home go through the foreclosure process.

1) You will Always have to disclose the fact that you had a foreclosure on any mortgage and/or job applications. This is the only credit item that even after it comes off your credit report still affects your future rates.

2) Credit score can be lowered by 300 points or more. Most devasting credit issue you can have in relation to future credit availability.

3) The one credit report item that is impossible to have "repaired" in most cases even worse than Bankruptcy.

4) You may end up with a Deficiency Jugement 100% of the time on a Foreclosure. In a Short Sale Situation, in most cases we can get the bank to give up their right to a Deficiency Jugement.

5) Many Employers run credit checks - Foreclosure is the number one item they are looking for due to desperate situations and access to financial files. This can affect current employment and future employment. Example: Most Cashiers are let go immediately as this is a High Liability to the employer.

6) Most Security Clearance Positions can be jeopardized and in many cases suspended - This would include but not be limited to - Military, Police, and computer positions.

7) You may be responsible for any deficiencies after foreclosure for an indetermined period of time. PA does allow for deficiency judgements which can land the homeowner into never ending collections.

8) Your Bank will NO Longer be contacting you. As your Short Sale Expert, we will shelter you from the stress of dealing with the bank (s), the phone calls will stop and all communication and negotiations will be handled by us. We will explore every option with you and work towards a resolution on your behalf.

9) While it may not seem like it now, There will come a time when you look back on this situation and will want to know you did everything you could. You are now NOT ALONE, we are here with open arms to help you through.

There is never any charges for the assistance provided to you for our Short Sale services. We are trained and have the experience to help homeowners take advantage of the Pre-Foreclosure/Short Sale option, and proactively help resolve their mortgage situation. The Bank will pay any and ALL FEES associated with the sale and settlement of your property to a
new buyer. This includes, but is not limited to, all closings costs,back taxes due, apprisal Fees, Title Fees, State Transfer Tax and commissions to the Buyer Agent and our services for processing and negotiating with your mortgage company.

You should NEVER Pay any Fee's to get help with any of the above services!

Other Helpful Blogs covering this subject
Foreclosure Alternatives
Homeowners guide to Selling by Pre-Foreclosure/Short Sale
Lehigh Valley Foreclosure Scams to Avoid

* Lehigh Valley Foreclosure & Real Estate 9 Reasons to Avoid Foreclosure in the Lehigh Valley* Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License

Lehigh Valley Foreclosure & Real Estate The Alternatives to Foreclosure - What Alternatives are available to you and who can help you in the Lehigh Valley at NO CHARGE?
You Do Have Options to Avoid Foreclosure in the Lehigh Valley

"Success in a Distressed Situation does not mean a closed sale"

We will help you understand what options are available to you as well as let you know how you can work with a Local Non Profit organization in our area to take advantage of these options.

Forbearance: Repayment Plan, If the reason for distress was temporary and resolved, This requires Lender approval, Homeowner allowed to make payments over time (12 month loan), Normally does not reinstate the mortgage until the plan is completed. There's a Catch: Typically a mortgage is not fully reinstated through a forbearance plan until all the payments are made in full. If the homeowner misses just one payment they can end up in the same stage of the Foreclosure process where they were previously.

Reinstatement: If the reason for the distress was temporary and resolved!This can be done up until the Sheriff Sale, Homeowner must pay all missed payments, late fees and legal fee's that are due. Must request reistatement letter and pay exact amount in cleared funds, usually to an attorney.

Sell the Property: If the seller has equity and can sell and pay all costs from the sale of the property. Many sellers and Real Estate Agents believe they have less time than they actually do. Many times if you are working with your bank they will place the foreclosure on hold while the home is being sold. But, communication with the bank is of the most importance here. IF the seller is short by a few thousand dollars at settlement .... one option would be for the seller to come with a check for the difference - if the seller does not qualify for a Short Sale.

Rent the Property: If the payments are low enough for the rent to cover full expenses of the property ownership: Loan, Property Taxes, and Homeowners Insurance.

Refinance: If the homeowner has sufficent equity and strong enough credit score, they may qualify for a Typical Refinance, but if NOT there are other Refinance options with PA State Assistance at PHFA and our Local Non Profit - Community Action Committee of the Lehigh Valley - CACLV can help you through these options at no cost.

Mortgage Modification: Requires Lender cooperation, modifies the loan and after reduces payments, one lender even has a department called the "MOD Squad," Homeowner must qualify with financial information -- Statistics show that 1 out of 2 fail within the first 12 months. But, this option you can also get help from our Local Non Profit Community Action Committee of the Lehigh Valley CACLV.

Short Refi: Relatively new situation. Requires Lender approval, Modifies the Loan and reduces the principle balance and often interest rates as well. Lender needs to want to avoid owning the property.

Deed-in-lieu of Foreclosure: If you are unable to bring your loan current or sell your home in a reasonable amount of time, your lender may agree to have you voluntarily transfer the deed to the property to them to help avoid the impact of a foreclosure on your credit rating. Positive: By Voluntarily transferring the deed, you save your lender tens-of-thousands of dollars in foreclosure proceedings. If you are willing to do this, Fannie Mae has reduced the mandatory waiting period to establish credit history to a minimum of 4 years. This mandatory waiting period after a deed-in-lieu of foreclosure is lower than the required 5-7 years following a foreclosure. Negative: Although a deed-in-lieu of foreclosure may have less impact than an actual foreclosure on your ability to establish homeownership in the future, if you are going to cooperate with your lender and take a proactive approach, a short sale is generally the better option.

Short Sale: If you cannot bring your loan current, afford to make payments moving forward, or are unable to sell the property for the full amount of the loan and all closing costs your lender may accept less than the amount owed as full payment. Positive: Under, the terms of a short sale your lender may forgive your mortgage debt in its entirety according to the terms outlined in The Mortgage Debt Relief Act of 2007. Fannie Mae has announced a reduced mandatory waiting period to establish credit history to 2 years after the completion of a short sale. This mandatory period after a short sale is lower than the required 5 to 7 years following a foreclosure. Negative: You must sell your home.

For a Complete List of PA State and National Links to help you conduct your own research online; go to our website at www.AvoidForeclosureScams.com

Other Helpful Blogs covering this subject
9 Reasons to Avoid Foreclosure in the Lehigh Valley
Homeowners guide to Selling by Pre-Foreclosure/Short Sale
Lehigh Valley Foreclosure Scams to Avoid

* Lehigh Valley Foreclosure & Real Estate Alternatives to Foreclosure in the Lehigh Valley* Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License

Lehigh Valley Short Sales, What the heck is going on HERE in the Lehigh Valley? What you need to know about Lehigh Valley Real Estate & Lehigh Valley Foreclosures

Because YOU Should Know! Consumers AND Real Estate Agents!

So, Do you REALLY want to know what is going on with those Homeowners that are "trying" to avoid Foreclosure in the Lehigh Valley?

Between Jan 1, 2007 and Today (Sept 29, 2009) THAT IS  2yrs & 8 months & This is ONLY Lehigh & Northampton County Areas (Lehigh Valley Area)
 
During this time, there has been 397 Homeowners who have put their home on the Market to Avoid Foreclosure through the Short Sale Process.
   Only 88 Sold & were actually Saved From Foreclosure Process
   137 Are Available on the MLS Right Now
   271 Expired or Withdrawn and NEVER Sold

That means that over 75% of the homes that were listed on the MLS never SOLD.
 
Out of the 88 Sold between January 1, 2007 and Today (Sept 29, 2009) 2 yrs and 8months later

48 Homes took over 5 months to get an approval from the Bank to Avoid Foreclosure
34 Homes took over 8 months to get an approval from the Bank to Avoid Foreclosure
 
WHY ARE HOMES NOT CLOSING!

1) Uneducated Real Estate Agents are guessing at how to handle a short sale.



FACT: Over 80% of the Real Estate Agents who listed Properties in the Lehigh Valley as a Short Sale since 2007 have only listed "1" ONE short sale and has never listed another short sale.

FACT: Over 271 homes listed on the market since 2007 never CLOSED so the Real Estate Agents were never paid for the work they conducted this could be why they have not tried helping anyone else Avoid Foreclosure through the Short Sale process.

FACT: In order to successfully assist Homeowners from Avoiding Foreclosure through conducting a Short Sale The Real Estate Agent must have had Training in the Short Sale Process.

What Else Should YOU Learn BEFORE you just do it?






Just Like Driving a Car, you must be Trained.
Like Riding a Bike, You must be Trained.
Like Conducting Surgery, You must be Trained.

This is one of the most stressful, embarrassing and humiliating times in some ones life…if you are a homeowner TRYING to Avoid Foreclosure…tell me would you like to be one of the 88 out of 271 homes SOLD?

If you are the Buyer who is purchasing this Home as a Short Sale do you want to wait around  3 months OR 8 months….or find out after waiting 8 months that the home is going to foreclosure anyway?

OUR GUARANTEE:

We have a Step by Step guide in processing Short Sales for Homeowners….others that use the same system we do, THEY close over 80% of their Short Sales within 90 days.

Our First Short Sale was closed within 87 days. over Half of the Lehigh Valley Home Short Sales Trying to Avoid Foreclosure was closed in over 5 months and 34 Homes out of 88 closed over 8 months!

Would you rather work with someone who has a System, Check List, and Weekly Follow-up with you..OR

Someone who just says…Yahhh well, I will need to talk to the Bank cuz every Bank Does things different! Oh, yeah….Mark my words..this is their Excuse and another Bologna story, just to pass the buck.  If you believe it…good luck....if you want prompt and honest service call me.

By the way....this Data is accurate and gathered from the resource below..

This Report is taken Direct from Search Results from the Lehigh Valley Association of Realtors MLS Data

Home Search Criteria Used: “For the Agent Interest”

Residential Real Estate, Twin, Row/Townhouse, End of Row, Detached, Lehigh & Northampton Counties, Minimum 2 Bedroom and 1 Bath, Agent Remarks: Bank Approval, Status: withdrawn, Expired, Sold & Settled, Available, Available w/Cont, Under Agreement from Jan 2007 to 9-29-09. All Results cross referenced for sold and settled, and double entries (never understood that one…if you “refresh” it on the Market 95% of the Buyer’s or greater are working with a Buyer’s Agent who gives them the CDOM. So, Why?

OKAY, So you can not go away without a video from me, please enjoy and learn...

I will link this Blog to some others once I get them written..working on a Short Sale Blog...right now.