Lehigh Valley Foreclosure & Real Estate 9 Reasons to Avoid Foreclosure in the Lehigh Valley area. Are you facing a foreclosure on your Lehigh Valley Home? Have you heard of a Pre-Foreclosure Sale / Short Sale?
Are you facing facts that you may not have any other choice than to foreclose on your home? Have you been through all your options and there is just no way you will be able to afford to stay in your home? Well, if that is the case...there still is an option left to TRY. We
say try because NO ONE can guarantee success but, we can tell you that trained to help distressed Lehigh Valley Homeowners with a Financial Hardship, Have you heard of a Pre-Foreclosure Sale/Short Sale?
First, Let me just tell you that it's not your Fault!!! I know what it feels like...I have been through the devistation and stress this causes a family...because I have been through this with my family and I know what you need and how you need to be handled as I felt the pain first
hand. I will never forget how this felt to my family and we do not need to add to your future all the negative that a foreclosure can have on your future....Let's setup your future to be better.
new buyer. This includes, but is not limited to, all closings costs,back taxes due, apprisal Fees, Title Fees, State Transfer Tax and commissions to the Buyer Agent and our services for processing and negotiating with your mortgage company.
Are you facing facts that you may not have any other choice than to foreclose on your home? Have you been through all your options and there is just no way you will be able to afford to stay in your home? Well, if that is the case...there still is an option left to TRY. We
say try because NO ONE can guarantee success but, we can tell you that trained to help distressed Lehigh Valley Homeowners with a Financial Hardship, Have you heard of a Pre-Foreclosure Sale/Short Sale?First, Let me just tell you that it's not your Fault!!! I know what it feels like...I have been through the devistation and stress this causes a family...because I have been through this with my family and I know what you need and how you need to be handled as I felt the pain first
hand. I will never forget how this felt to my family and we do not need to add to your future all the negative that a foreclosure can have on your future....Let's setup your future to be better.
There is never any charges for the assistance provided to you for our Short Sale services. We are trained and have the experience to help homeowners take advantage of the Pre-Foreclosure/Short Sale option, and proactively help resolve their mortgage situation. The Bank will pay any and ALL FEES associated with the sale and settlement of your property to a
Why you should Highly Consider Avoiding Foreclosure
You may have heard a few things about a pre-foreclosure sale or short sale...but, maybe you were unable to get details about why it is a better direction to try before letting your home go through the foreclosure process.
1) You willAlways have to disclose the fact that you had a foreclosure on any mortgage and/or job applications. This is the only credit item that even after it comes off your credit report still affects your future rates.
2) Credit score can be lowered by 300 points or more. Most devasting credit issue you can have in relation to future credit availability.
3) The one credit report item that is impossible to have "repaired" in most cases even worse than Bankruptcy.
4) You may end up with a Deficiency Jugement 100% of the time on a Foreclosure. In a Short Sale Situation, in most cases we can get the bank to give up their right to a Deficiency Jugement.
5) Many Employers run credit checks - Foreclosure is the number one item they are looking for due to desperate situations and access to financial files. This can affect current employment and future employment. Example: Most Cashiers are let go immediately as this is a High Liability to the employer.
6) Most Security Clearance Positions can be jeopardized and in many cases suspended - This would include but not be limited to - Military, Police, and computer positions.
7) You may be responsible for any deficiencies after foreclosure for an indetermined period of time. PA does allow for deficiency judgements which can land the homeowner into never ending collections.
8) Your Bank will NO Longer be contacting you. As your Short Sale Expert, we will shelter you from the stress of dealing with the bank (s), the phone calls will stop and all communication and negotiations will be handled by us. We will explore every option with you and work towards a resolution on your behalf.
9) While it may not seem like it now, There will come a time when you look back on this situation and will want to know you did everything you could. You are now NOT ALONE, we are here with open arms to help you through.
new buyer. This includes, but is not limited to, all closings costs,back taxes due, apprisal Fees, Title Fees, State Transfer Tax and commissions to the Buyer Agent and our services for processing and negotiating with your mortgage company.
You should NEVER Pay any Fee's to get help with any of the above services!
Other Helpful Blogs covering this subject
Foreclosure Alternatives
Homeowners guide to Selling by Pre-Foreclosure/Short Sale
Lehigh Valley Foreclosure Scams to Avoid
* Lehigh Valley Foreclosure & Real Estate 9 Reasons to Avoid Foreclosure in the Lehigh Valley* Moriah Martin is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License
